Content Guide
- Why use our service?
- How does it work?
- What about accreditation?
- Where are we from?
Why Use Our Service?
Drop the queue
At some point we all need a personal loan. Maybe it's for home maintenance, vehicle repairs or an unexpected expense. This already adds unnecessary stress to one's life. And then having to wait in queues just to apply on top of that. Using our service, you don't have to queue!
Have some coffee
Our hassle free online personal loan process makes it easy. It is convenient for our clients to apply for credit to cover that unexpected expense without having to queue. So, take a breath, make a cup of coffee and put us to work. How awesome is that!
Take a break
Not having to queue to apply for a personal loan is already a relief. We make it even more convenient for our clients. How? By giving them access to our easy application portal either on their Desktop PC or Mobile Device. In other words, our clients can apply anywhere, anytime. Amazing right!
Let us handle it
Once you apply, you leave it in our capable hands to source a tailor made credit solution. One that will suit your individual need. Our credit providers that are all accredited with the National Credit Regulator, will ensure you have access to responsible credit. So, just click, apply and submit. Easy Peasy!
How Does It Work?
Apply
After you have read the all important T's & C's, decide on the amount you need. Then just mozy on over to the Apply page and complete all the detail for your online personal loan. Remember, the more accurately you complete all the information, the quicker we can begin to search for a credit solution for you.
Confirmation
After you submitted your application, you will receive a confirmation that your application has been received. This will inform you that your application has been received. It's here where we roll up our sleeves and get to work on finding your credit solution. If you think you submitted some of the detail incorrectly, please send us a notification via our Contact Us page as soon as possible.
processing
After receiving your information, we begin the search for your individual credit solution. If you are pre-approved, you will receive a confirmation to that effect. Please have your supporting documents and other application documents ready. We will then ask you to email or fax all the documents to the contact details that will be provided to you.
Finalized
As soon as your supporting documents have been received and verified, an affordability assessment will then commence. If your affordability check is successful, you will receive a pre-approval quotation on what product and amount you qualify for according to your affordability. If you accept the offer, the final contracting stage will kick in and you are on your way to receive that much needed moolah.
What About Accreditation?
Part of our pledge to our clients, is responsible credit. All our credit providers are accredited with the National Credit Regulator (NCR), ensuring that our clients are given credit responsibly and with transparency.
What is the NCR and what do they do?
- The National Credit Regulator (NCR) was established under the National Credit Act, no. 34 of 2005 and is responsible for the regulation of the South African credit industry. It is also tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, and ensuring the Act is enforced.
- The Act also requires the Regulator to promote the development of an accessible credit market, particularly to address the needs of historically disadvantaged persons, low income persons, and remote, isolated or low density communities.
- The NCR is also tasked with the registration of credit providers, credit bureaux and debt counsellors; and with the enforcement of compliance with the Act.
Where Are We From?
We are proudly South African!
LendU Financial Solutions, trading as LendU, is a subsidiary of Blue Oak Systems (Pty) Ltd, a fully registered, proudly South African company.